How much is a home or business property worth? This question can be asked for different purposes. For example for the purchase or sale of a home, taking out a mortgage, an insurance policy or to assess the market value for the tax authorities. DOEN NVM Real Estate Agents conducts professional valuations, and offers extensive and substantiated reports.


During the valuation or inspection of the home or business property, the property agent focuses on aspects like - the state of repair, volume and surface area, the construction and quality of the materials, the insulation, the rights and duties attached to the land, the location and the surrounding area. The property agent also considers other aspects that affect the value, like price movements in the market, zoning plans or the macro-economic conditions for example. The findings will be explained, after which the client receives an elaborate valuation report. In most cases the valuation report is sent to the client within one week after receiving the instruction. The inspection and written report can be provided within 24 hours if desired.


Over the years DOEN NVM Real Estate Agents has proven itself to be of added value for non-profit and profit organisations, housing associations and institutional investors from a financial, legal and market point of view. We are regularly called in during the early stages of a project to conduct tailored market research and investment analysis. Proven expertise, and understanding our clients and their objectives form the basis for a good valuation. DOEN NVM Real Estate Agents knows how to establish the necessary criteria and parameters, and applies its expertise to create clear and professional analyses and reports. Please contact us for more information on valuations.


Do you want to know what your home is worth approximately, and you do not need the appraisal for a mortgage, insurance purposes or for the tax authorities? Then make an appointment for a free value appraisal. The home will be subjected to a brief inspection, this is followed by an assessment of price movements in the neighbourhood/market. You will subsequently receive an indication of your home's current value. (Please bear in mind that this value appraisal is not an official valuation.)


According to the Greek philosopher Plato, determining the value of an object is truly a difficult task. The principles of valuation are based on both economic and legal science. According to the theory of valuation 'value' is defined as follows:

"The value of a property is the most probable price that can be realised in an open market situation given the physical, economic, social and legal characteristics of that property."

The valuer looks at things from an economic perspective. Depending on the assignment, the nature of the property and the location, the legal situation can play a more or less important role. In principle, property valuations are micro-economic activities. The valuer looks at the interaction between buyers and sellers in a market environment in order to determine the value. However, it is impossible to do this without looking at the macro-economic influences and assessing what effect they have on supply and demand.

Current information regarding price movements and affordability is needed to accurately determine the value; our reports therefore always reflect the current market situation. In addition to price movements and affordability percentages, factors such as consumer confidence, unemployment and the state of the economy are also taken into account.

The method that we use to measure the interaction between purchasers and sellers is called the comparative method. This method is characterised by comparing various properties whose transaction features are known. This often concerns very different transactions, in order to compare them the transactions are made mutually comparable; they are objectified as it were. This is based on a reference network which indicates with reasoning the exact price level.

If the property in question is unique other parameters such as residual land value and the price per m2 will be factored in.

Immoveable property like its occupants/users are heterogeneous and are not easily comparable. This demands experience, especially in a market that is constantly in motion. The required gut feeling, which is so vital, can only be acquired in practice.

The differences are determined by what we call 'the different internal qualities of a property', consisting of location, size, and possibly the zoning plan which could have a positive or negative impact. Another important factor to determine a property's value is the market in which it is traded. The following aspects are important:

  • Non-transparency; transactions not fully disclosed
  • Immobility; the physical quality is subordinate to the location
  • Delay in the price reaction; for example due to interest rate fluctuations
  • Consumers' lack of control on the market, market is governed by supply
  • Emotional ties

Taking the above-mentioned into account, it is safe to say that determining the value of immoveable property is not an exact science where the price is simply based on a mathematical calculation. The valuer's task lies in creating transparency.